Why Roth Really Is Better

Across financial blogs and social media, there is an ongoing debate about whether it’s best to invest in Roth IRAs/401(k)s or Traditional IRAs/401(k)s.   There are merits for each, and under certain circumstances it may make sense for you to choose one over the other.   But in general Roth is the way to go for the…

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The Simple Way To Start Investing

Over 80% of Americans Have No Way to Invest Their Money — Don’t Let That Be You.     This is a post on how to invest. Some posts on this site will be interesting case studies or engaging stories. Others will be more mechanical as they delve into the workings of investing. This is the…

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Welcome to Mr. Financial Independence

Shortly before the 2009 financial crisis, ING Bank frequently aired a set of television commercials asking “what’s your number”?   It showed people of varying ages carrying a large orange dollar figure with them as they performed everyday tasks.   For one person scooting by on a bike, the figure is $1.2 million, for a jogger it…

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